He has cost people waaaaay more than he has helped them financially.
He is a podcast version of Jim Cramer, basically avoid most advice. Dave Ramsey is NOT self made.
Most financial experts simply got lucky. Hell there’s a guy on YouTube (Graham??) and while a nice guy, he’s a millionaire due to luck. Now he tells people how to be rich like him. What he fails to say is he god his real estate license and got very lucky buying a piece of Shit property at the bottom of the market and a major upgrade to the area occurred boosting the value so he sold and made profit. He got lucky, then used that to buy another and flip as prices were rising and used that for rentals at the BOTTOM of the market and since 2008 used his rentals as collateral for more loans to get more rentals and no commissions as he was the agent. Smart yes. But all kick started by a very lucky situation, started his purchase after the 2008 fallout.
I don’t trust many experts as they refuse to mention luck. Why I respect Mark Cuban, he said “I’d rather be lucky once than not at all.” He knows he got lucky and admits it so I respect that.